I-CITIC Securities ikhiphe umbiko wocwaningo othi ukukhuthazwa kwe-RMB yedijithali njengengqalasizinda yokukhokha esikhathini somnotho wedijithali kuwumkhuba ojwayelekile.Ngokusekelwe ezicini ze-RMB yedijithali, imikhuba yokukhokha yabasebenzisi kanye nephethini yemakethe yokukhokha yamaselula ingase ibhekane nethuba lokubunjwa kabusha.Ukubamba iqhaza okusebenzayo kwabakhiqizi abahlukahlukene kulindeleke ukuthi kulethe umcabango owengeziwe ekukhuthazeni nasekusetshenzisweni kwe-RMB yedijithali.I-Digital RMB inezimo zobuchwepheshe zokusetshenziswa kwemingcele, futhi kulindeleke ukuthi inwebe kusukela ekuthengiseni kuye enkokhelweni ewela umngcele ngokuzayo, ukuze kuqiniswe ukuncintisana kwamazwe ngamazwe kwe-RMB kuhlanganiswe nenzuzo yokuqala yokuthutha.Ngokukhuthazwa okuqhubekayo kwesicelo se-RMB yedijithali, amaketanga ezimboni afanelekile kulindeleke ukuthi aqhubeke nokuhlomula.Kuphakanyiswa ukuthi unake abahlinzeki besevisi abahlobene nokukhiqizwa kwe-Hard Wallet, ukusekela ukuguqulwa kwemishini yokuqoqwa kanye netheminali yokwamukela, ukwakhiwa kohlelo lwebhange lokuhweba kanye nobuchwepheshe bezokuphepha.
Imibono esemqoka ye-CITIC Securities imi kanje:
I-Digital RMB e-cny: ingqalasizinda yokukhokha ngesikhathi somnotho wedijithali, umkhuba ojwayelekile wokuphromotha.
Imali yedijithali esemthethweni iyindlela engcono yokuthuthukisa ukusebenza kahle, ukunciphisa izindleko zokukhokha kanye nokuqinisa ukuphathwa kukahulumeni endaweni eyodwa.Ngaphansi kwamathrendi amaningi omthetho wenhloso yokuthuthukiswa kohlobo lwemali, ukuguqulwa kwendawo yokukhokha kanye nokuthuthukiswa kobuchwepheshe bedijithali, imali yedijithali esemthethweni kulindeleke ukuthi ibe ingqalasizinda yokukhokha esikhathini somnotho wedijithali kanye nomkhuba ojwayelekile wokuphromotha.Imali yedijithali ekhishwe yiBhange Elikhulu LaseShayina ibizwa nge-e-cny.Ibekwe njengengqalasizinda yokukhokha okudayisa ngesikhathi somnotho wedijithali.Isebenza yizikhungo ezisebenzayo eziqokiwe.Ngokusekelwe ohlelweni olujwayelekile lwe-akhawunti, isekela umsebenzi wokuhlanganisa okuxekethile wama-akhawunti asebhange.Ilingana ne-RMB ebonakalayo futhi inezici ezibalulekile nesinxephezelo esingokomthetho.Njengamanje, umshayeli we-e-cny uthuthuka kancane kancane, futhi ukuthandwa nokusetshenziswa kwayo kuzosheshiswa ngo-2021.
Uhlelo Lokusebenza Nobuchwepheshe: ukuphathwa okuphakathi nendawo, ukwakhiwa kwezigaba ezimbili zokusebenza, izici eziyisikhombisa + indawo evulekile yesicelo sezakhiwo ezihlanganisiwe.
I-E-cny ibekwe esikhundleni sokushintshwa kwengxenye yemali esakazwayo (M0), ehlanganisa izinzuzo zemali kanye nenkokhelo ye-elekthronikhi.Ngaphezu kwalokho, yamukela ukuphathwa okumaphakathi kanye nesistimu yokusebenza yezigaba ezimbili zosendlalelo sokukhishwa kanye nesendlalelo sokujikeleza.I-E-cny inezici zohlelo lokusebenza eziyisikhombisa: kokubili izici ze-akhawunti nenani, akukho ukubala kwenzalo nenkokhelo, izindleko eziphansi, inkokhelo nenkokhelo, ukungaziwa okulawulekayo, ukuphepha kanye nokuhleleka.I-Digital RMB ayiwubeki ngaphambili umzila wezobuchwepheshe futhi isekela ukwakhiwa kobuchwepheshe obuxubile, okusho ukuthi izimo eziningi zokusungula izinhlelo zokusebenza kulindeleke ukuthi zizalwe eduze nezici zobuchwepheshe ze-e-cny, okulindeleke ukuba ilethe amamodeli ebhizinisi amasha namathuba emakethe.
I-Positioning Evolution: kulindeleke ukuthi inwebe isuka ekuthengiseni iye enkokhelweni ewela imingcele, ithuthukise ukusebenza kahle kokuhlala kwemingcele futhi ikhuthaze ukwenziwa kwe-RMB yamazwe ngamazwe.
Njengamanje, ngokushesha, kanye nohlelo lokukhokha lwase-China olunqamula imingcele i-CIPS kanye nohlelo lokukhokha lwase-China lwesimanje i-CNAPS, bakha uhlelo lokukhokha lwase-China olunqamula imingcele, okuphinde kube yizinga lamazwe ngamazwe lesevisi yemiyalezo yezezimali jikelele.IBhange Elikhulu LaseShayina liyahola ekuthuthukiseni uhlobo lwemali lwedijithali phakathi kweminotho emikhulu yomhlaba.Ukuhlanganiswa kwayo okuxekethile kwama-akhawunti asebhange kanye nezici zenkokhelo njengenkokhelo kungase kusize inkokhelo ye-RMB ewela umngcele inciphise ukuncika kwayo ohlelweni olusheshayo futhi ithuthukise ukusebenza kahle kokukhokhelana kwemingcele.Kuhlanganiswe nenzuzo yokuqala yokuthutha, kulindeleke ukuthi kuqinise ukuncintisana kwamazwe ngamazwe emalini yabantu.Ngokwephepha elimhlophe elimayelana nenqubekelaphambili yocwaningo nentuthuko ye-RMB yedijithali yaseChina ekhishwe yibhange elikhulu, i-digital RMB inezimo zobuchwepheshe zokusetshenziswa emngceleni, kodwa okwamanje isetshenziselwa kakhulu ukuhlangabezana nezidingo zokukhokha kwasekhaya.Njengamanje, ucwaningo nokuthuthukiswa kokuhlolwa kwesimo sokukhokha emngceleni sithuthuka ngendlela ehlelekile.
Imikhuba yomsebenzisi, iphethini yemakethe noma ukulungiswa kabusha kobuso, namandla ebhizinisi ohlelo lokusebenza lwesimo makhulu.
1) I-Soft Wallet: opharetha bohlelo lokusebenza lwe-RMB yedijithali bahlukene, izimo zohlelo lwe-wallet ethambile zihlala zithuthukiswa, futhi umuzwa wokusebenzisa usondela kancane kancane kumathuluzi amanje okukhokha nge-elekthronikhi.Njengokungena kokugeleza kwenkokhelo, kungasiza amabhange ezentengiselwano ukuthi andise isabelo semakethe sezinkokhelo zezitolo, futhi amabhange okuhweba kulindeleke ukuthi akhuthaze izinsiza ezengeziwe zenani elizungeza ukungena kwenkokhelo ye-RMB yedijithali.
2) I-Hard Wallet: I-Hard Wallet ibona imisebenzi ehlobene ne-RMB yedijithali esekelwe ku-chip yokuphepha nobunye ubuchwepheshe.I-CITIC Securities ikholelwa ukuthi akhona amathuba okulungisa kabusha imikhuba yokusebenzisa yabasebenzisi kanye nephethini yemakethe yokukhokha yeselula kwezinye izinhlobo ze-hard wallet, njengekhadi, itheminali ephathwayo kanye nedivayisi egqokekayo Abahlinzeki besevisi banomdlandla wokubamba iqhaza ekungeneni ukuze bazame ukubamba okusha ukungena kwethrafikhi kanye nezimo zokusebenza.Ukubamba iqhaza okusebenzayo kwabakhiqizi abahlukahlukene kuzoletha umcabango owengeziwe ekuthuthukisweni nasekusetshenzisweni kwe-RMB yedijithali.
3) I-Winter Olympics isiphenduke indawo eyinhloko yokuphromotha kwe-e-cny, futhi izinhlelo zokusebenza ezisekelwe kusimo kulindeleke ukuthi ziqhubeke nokuthuthuka ngokuzayo.
Izinto eziyingozi: ukuphromothwa kwenqubomgomo ye-RMB yedijithali kuhamba kancane kunalokho obekulindelwe, futhi ukwakhiwa kwengqalasizinda engaxhunyiwe ku-inthanethi kuncane kunokulindelekile.
Isikhathi sokuthumela: Mar-14-2022